Freedom to choose what’s best for you

Our best deals for new and existing customers. On any smartphone. Your choice of plans. Only at AT&T.

Offers vary. Restrictions may apply.
Learn More 

Learn about smartphone installment plans

Get info about AT&T Installment Plans and Installment Plans with Next Up or Next Up Anytime. Learn how to pay off your plan or cancel a Next Up option.


Compare smartphone installment plans

Don’t want to pay full price up-front for a new phone? You can choose to pay with low monthly installment plan payments instead. You’ll get the latest phone for as low as $0 down with no interest or finance fees.

AT&T Installment Plan

You’ll make 36 monthly installment plan payments. When your device is paid in full, you can upgrade. You won’t need to trade in your old smartphone, unless you’re taking advantage of a promotion that requires it. The installment plan balance may be paid off in full at any time.

AT&T Installment Plan with Next Up Anytime℠

The cost of your phone is broken into 36 monthly installment payments. For an extra $10 per month, you can upgrade as soon as you make one installment payment and pay the $10 charge – as long as you’re outside the Buyer’s Remorse period.1 Limit to 3 upgrades per rolling 12 months. 

FYI: The $10 per month Next Up Anytime charge doesn’t apply toward the installment plan balance you owe on your phone.

AT&T Installment Plan with Next Up®

The cost of your phone is broken into 36 monthly installment payments. For an extra $6 per month, you get the option to upgrade early.1 You can upgrade when 50% of the phone is paid off.  Or, upgrade even earlier by making a lump sum payment to reach the required percentage of your smartphone price.

FYI: The $6 per month Next Up charge doesn’t apply toward the installment plan balance you owe on your phone.

Get the full requirements on how to turn in your current smartphone and upgrade early.

See all important details


FREQUENTLY ASKED QUESTIONS

Last updated: July 16, 2024

Did you get the help you needed?